To dream of a teddy bear represents emotional dependency. A belief in something that comforts you, makes you feel safe, or gives you a sense of security and reassurance. Something that may scare you, depress you, or make you feel powerless if you ever lost it or had to give it up. Needing to feel good about having something at all times.
A teddy bear may be a sign that you are being needy, clingy, or dependent. It may also reflect a naive understand of a person or situation you respect.
Consider the type of the animal if it’s not a bear for additional meaning.
Example: A young man dreamed of seeing someone holding a teddy bear. In waking life he felt good thinking about having a girl he liked and scared himself thinking about his life not having her