To dream of a disaster represents a your feelings about a personal crisis in waking life. Personal problems that are raging out of control. You may be experiencing a higher than usual amount of uncertainty, instability, or conflict. A sense of misfortune of which you have no control over. Experiencing a negative situation that shakes you to your core.
The realization of the worst case scenario. Feeling that everything that could go wrong has gone wrong. Feeling left with a large problem to clean up.
Example: A woman had recurring nightmares about crisis disaster situations that she had to get fully involved in. In waking life she was a psychologist that felt she was getting too emotionally involved in her clients personal problems.