Student Loans dream of a student loan represent feelings about a need to responsibly take action with your problems and not just worry about them. Feeling the need to address be problems responsibly on your own time. Awareness of yourself needing to deal with your own problems and not expect others to fix them for you.
Negatively, it may reflect too much time spent being concerned about a problem without taking serious steps to address the problem. Worrying about a problem without taking any action.
A young woman dreamed of being in court over a student loan. In waking life she felt that she was being judged after getting advice about needing to get a pregnancy test done after spending too much time worrying about being pregnant and not taking any serious action to verify it with a test.