To dream of a loan represents resources, favors, or free time that has to be paid back. Knowing that you’ll have to give something back. Short term success with long-term consequences. Asking for help that may come with a price. Being refused a loan may reflect a rejected offer for help.
Negatively, a loan in a dream may be a sign that you are too reliant on others.
Alternatively, a loan may reflect your financial concerns.